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MISMO® Opens Governance Committee Elections

MISMO Governance Election 2010 -2011 - Candidate Biographies

The Residential Governance Committee consists of eighteen (18) MISMO Subscribers and the Commercial Governance Committee consists of six (6) Subscribers that each serve two-year terms with half of the seats up for election each year.

This year's ballot opened on December 10 and will close on January 5, 2010. Results will be posted shortly thereafter.

The Governance Committee is composed of a designated number of representatives from specified industry classes and representatives At-Large. Candidates must be from a current MISMO Subscriber company and representative of the industry sector identified.

MISMO Voting Representatives and Alternates:
Please refer to your email invitation in order to cast your vote! Each MISMO subscriber company is entitled to ONE vote cast by their designated Voting Representative or Voting Alternate.

Biographies for the MISMO Governance Committee(s) candidates in each of the industry sectors up for election this year are listed below.

RESIDENTIAL CANDIDATES:

Credit Reporting (1 seat, 1 candidate)

Shawn Jobe– Kroll Factual Data
Shawn Jobe, Integrations and Mortgage Services Manager, Technical Solutions. Mr. Jobe has served as the Integrations and Mortgage Services Manager for Kroll Factual Data since March 2004 when Kroll Factual Data acquired The Credit Network (TCN). Prior to the acquisition Mr. Jobe served as the Chief Technology Officer of TCN. For the past 15 years he has held various technical positions where he has been involved in hundreds of projects that focus on the delivery of business solutions using electronic data interchange standards for credit reporting and mortgage fulfillment, as well as other background screening solutions. In both his previous and current position, Mr. Jobe is responsible for the technical direction and management of the software development and enterprise applications of the mortgage services offered via the Kroll Factual Data e-lending platform. Mr. Jobe is directly responsible for the day-to-day transfer of credit reporting information between Kroll Factual Data and mortgage industry partners as part of the lending fulfillment process.

Kroll Factual Data has been a MISMO subscriber since January 2000 and has been a strong supporter of MISMO during these years, hosting two Trimester Meetings at our corporate locations in Loveland, CO. Kroll Factual Data has implemented the MISMO Credit Request and Response transactions into our e-lending platform ensuring the ease of adding integration partners seamlessly. Mr. Jobe has overseen these implementations and continues to ensure that we remain compatible with the MISMO standards. Over the past year Mr. Jobe has also served the MITS (Multifamily Information and Transaction Standards) industry group as a technical consultant, assisting this standards body in the successful completion of the 2009 MITS work plan as outlined by the MITS governance committee.

Mr. Jobe is a Graduate of Quinsigamond College in Worcester, MA with a degree in Computer Information Systems.

GSE (1 seat, 1 candidate)

Ted Adams – Freddie Mac (Incumbent)
Ted Adams is a Business Initiatives Director in Freddie Mac's Enterprise Strategy and Information Management Division. His responsibilities include the support of industry-wide data and technology initiatives such as mortgage related Extensible Markup Language (XML) standards, eMortgage standards and Electronic Data Interchange (EDI) standards. Besides participating in these external initiatives, Mr. Adams is a member of Freddie Mac’s internal consulting team responsible for integrating industry initiatives into Freddie Mac business practices. Freddie Mac has been a MISMO subscriber and an active participant since its inception. Over that time Freddie has provided a significant amount of personnel and monetary support.

Freddie Mac staff has held key leadership roles in numerous MISMO Work Groups. In 2004, Loan Prospector started accepting the MISMO AUS format. Freddie Mac has a commitment to pursue the adoption of MISMO V3 in the 2010 timeframe.

Mr. Adams currently holds a seat on the MISMO Governance Committee chairs the Core Data Structures Work Group and is a past vice-chair of the MISMO Architecture Committee. He has also been an active member of the MISMO eMortgage Work Group. MISMO is responsible for developing standardized electronic data transactions and exploring emerging technologies for the real estate finance industry. Ted has been a key player in the development of the MISMO Version 3 Reference Model. In March 2005, he was recognized by Mortgage Banking Magazine as a "Mortgage IT All-Star" and again in 2009 as a “Twice-Honored All-Star.” He is a recipient of the MISMO Staff Appreciation Award for contributions to the standards development effort. Mr. Adams served for 9 years as a member of the Technical Assessment Subcommittee of the American National Standards Institute’s (ANSI) EDI organization Accredited Standards Committee (ASC) X12, and participated in a joint subcommittee that is developed the Design Rules for the ANSI X12 Context Inspired Component Architecture (CICA). He also served on the Board of Directors of the Property Records Industry Association (PRIA) from 2007 - 2009.

Mr. Adams’s background is in project management and systems development. He holds a Bachelor of Science in Business Administration from the University of Maryland, College Park, Maryland.

Residential Lender (2 seats, 2 candidates)

Brian Boike – Flagstar Bank (Incumbent)
Brian Boike is a first vice president and process improvement manager for Flagstar Bank, headquartered in Troy, Michigan, where he has been employed for nearly 10 years. Prior to joining Flagstar, Brian was with the United Way of Southeastern Michigan where he advised area nonprofits on how technology could improve operations and service delivery.

It was this background in technology that led Brian to Flagstar where initially he served as application development manager working on various Web-based projects for Flagstar’s mortgage lending division. Brian later moved from Application Development to Business Process Improvement where he leads corporate projects and process improvement endeavors including Flagstar’s eMortgage initiative. He serves on the MISMO Governance Committee, is the vice chair of the MBA Residential Technology Committee and sits on the Mortgage Technology Magazine Advisory Board.

In March 2009 Brian was named an “eMortgage All-Star” by Mortgage Banking magazine. He earned a B.S. from Bowling Green State University and an M.B.A. with a concentration in Management Information Systems from Wayne State University in Detroit.

Patrick Hartford, CMT – Quicken Loans (Incumbent)
As Solutions Architect, Patrick’s responsibilities include directing Quicken Loans' usage and implementation of the latest industry standards, as well as driving the company’s paperless mortgage initiative, document preparation solutions and electronic signatures.

Hartford’s involvement with the development of mortgage technology spans nearly a decade. Patrick is a long-time contributor of technical and business expertise to the MISMO eMortgage Workgroup, of which he is currently the chairperson. This group provides the electronic document standards the mortgage industry abides by. Hartford has also been recognized by Mortgage Banking magazine as one of the “MISMO All-Stars.” Patrick has been a featured speaker at industry events such as the MBA Annual Convention and the MBA Technology show to provide conference attendees with technology guidance and knowledge of eMortgages.

Quicken Loans was the first lender to implement eSignature technology and the company has leveraged its centralized technology infrastructure to do home financing in all 50-states. Empowering its people to create the technology necessary to better serve their clients and team members is one of the reasons Quicken Loans has been named #1 on Computerworld magazine’s “100 Best Places to Work in Technology in America” in both 2005, 2006 and 2007.

Hartford received his Certified Mortgage Technologist (CMT) in 2005.

Origination Technology (1 seat, 2 candidates)

Stephanie Berger – Ellie Mae, Inc. (Incumbent)
Stephanie Berger is the Director of e-Mortgage Solutions for Ellie Mae, Inc., a software and service provider offering comprehensive business solutions for mortgage bankers, community banks, credit unions, brokers, and other mortgage originators. Ms. Berger has over 17 years of mortgage industry experience that includes executive level positions with leading mortgage industry solution providers and was acknowledged as a 2006 MISMO IT All-Star by Mortgage Banking magazine. In her current position, Ms. Berger is responsible for ensuring that all of Ellie Mae’s e-mortgage initiatives align with and promote MISMO standards, and that MISMO standards are optimally leveraged with all Ellie Mae product offerings.

Ms. Berger has been actively involved with MISMO for the past eight years providing her compliance, mortgage document, and industry expertise to varied development efforts within the MISMO organization. In 2001, she became Co-Chair of MISMO’s Origination Workgroup and leader of the Closing subgroup, where she focused on the development of the extensive Closing v2.3 dataset; and the recently-released Closing v2.6, which will support the critical RESPA changes scheduled for January 2010. She also serves on MISMO Core Data Structures, MISMO’s Council of Chairs, and the current MISMO Governance Committee.

Prior to her current position with Ellie Mae, Ms. Berger was Vice President of Operations for mortgage documents software provider Online Documents, Inc. (ODI), where she was directly involved with driving company-wide strategic initiatives that included the early adoption of MISMO standards for customer integrations and ODI’s early development of eNotes meeting MISMO’s SMART Docs specifications. During her tenure with ODI, Ms. Berger managed the legal/compliance, product development, forms publishing, forms programming and customer support divisions.

Ellie Mae recognizes the value provided by the continued development and implementation of the MISMO standards, and is committed to supporting the continued efforts of its volunteers needed to accomplish these goals. Ms. Berger and Ellie Mae look forward to working in collaboration to promote the mortgage automation process.

Mike Thompson – Calyx Software
Mike Thompson is an interface designer at Calyx Software, where he has worked for the last 6 years. He works on the interfaces for Calyx loan origination software, including Point®. He was worked with XML technologies in networking and banking industries for over a decade. He has designed interfaces dedicated to closing documents, product and pricing and generalized interfaces for any loan purpose, and consulting on the improvement of existing interfaces – all based on MISMO standards. He also designs user interfaces on the front end, and making sure that the implemented interfaces meet the business requirements when they are implemented in the back end. He is a strong believer in standards based interfaces that meet business needs, and making sure that the business need is met both from a vendor and user point of view. The system should just work, be simple use and save time and money for all involved.

MISMO represents the best available standards for the mortgage loan transactions covered by MISMO. There is much work to be done understanding what new transactions or data should be added to MISMO, getting the V3 standards into implementations and improving the standards with implementation guides and other documentation to help those who weren’t in the workgroup to implement reliable interfaces when they are published.

Mr. Thompson will continue with MISMO to improve the standards and their alignment to business needs of the industry to better serve the needs of customers, vendors and financial institutions.

Residential At-Large Representative (1 seat, 1 candidate)

Mark Ladd – Property Records Industry Association (PRIA) (Incumbent)
Mark Ladd is the Technology Coordinator for the Property Records Industry Association, a MISMO Alliance partner. In this capacity he is responsible for managing PRIA’s eRecording XML standards. Mark has participated in a number of MISMO workgroups including Origination, Property & Valuation Services, Architecture, Interface Architecture and eMortgage since 2000. He has also served as PRIA’s representative to the MISMO Core Data Workgroup since September, 2005. Mark is currently completing his first term on the MISMO Governance Committee – having been elected to an At-Large seat in April of 2009.

Mark led the Version 3 PROPERTY Reconciliation work effort that wrangled the 14 disparate representations of the PROPERTY container that existed in MISMO Version 2 into a single XML structure for use in Version 3 of the MISMO standard. In January 2008 Ladd was elected to the position of Chair of the LegalXML Member Section of OASIS. This section of the OASIS consortium is focused on technology standards that facilitate electronic legal documents and filings. Mark Ladd served as the Racine County (WI) Register of Deeds from 1994 through 2004. During his tenure as Register, Ladd implemented an electronic recording system and recorded the first fully electronic real estate documents in the state of Wisconsin. The implementation was the tenth of its kind in the nation.

In addition to over a decade of experience as an elected county official, Ladd has also served on the board of directors for the National Association of County Recorders and Clerks, the Wisconsin Register of Deeds Association where he served a one-year term as president and the Racine/Kenosha Community Action Agency where he served as chairperson for two years.

Service Provider (1 seat, 1 candidate)

Lisa Bolelli – First American
As one of the founding members of MISMO and its Governance Vice Chair for 6 years (from its inception) Lisa has recently returned to the mortgage industry. Lisa has long understood and supported MISMO and the ability of MISMO to bring great benefit to the financial services industry. At MISMO, in addition to the Governance position, Lisa chaired workgroups in both the Title and Multi Service Provider arenas, and participated in the eMortgage effort and the Credit Workgroup. Lisa was a champion for developing the foundation that has become the recently completed v3 Reference Model, the latest version of the MISMO standard.

Lisa is a highly organized technology executive with a long record of successfully managing the development and support of mission critical projects. She has held various strategic positions at First American all of which were related to implementing technology solutions between customers and their vendor partners which provide streamlined and cost-effective processing of transactions. She also played a similar role for the Applied Analytics division of Lender Processing Services (LPS), and in the past held various positions at both Fannie Mae and Freddie Mac.

Lisa is a graduate of the Virginia Polytechnic Institute and State University.

Servicing Technology (1 seat, 1 candidate)

Randy Gillis – Lender Processing Services (Incumbent)
Randy Gillis is the current Vice President of data management for the Chief Information Office within Lender Processing Services. Randy has been working with the residential lending division for the past 15 years and was instrumental in bringing the Business Intelligence product strategy into the market. As the chief architect for data, Randy is responsible for the Data governance, Data Quality and Data Management solutions for Lender Processing Services.

LPS supports and champions the MISMO organization and will host the 2010 Winter Trimester. Randy has served on the Governance Committee as the Servicing Technology Representative from 2007 - 2009. Randy is actively encouraging adoption of MISMO within LPS and is engaged with various data governance and data management organizations within the Technology Industry.

Technology Vendor (1 seat, 4 candidates)

Greg Alvord - Optimal Blue
Greg Alvord is SVP for technology Optimal Blue, LLC. Since joining Optimal Blue he has built a set of web Services to exchange data for the Product Eligibility and Pricing services using an early draft of the MISMO V3 Architecture. He has worked for both lenders and vendors in the financial industry for the past seventeen years. With years of experience in health care, computer security, and computer science.

Greg has been a member of MISMO since 2000. He was appointed by the MISMO Governance Committee to be the V3 Chief Architect in May of 2007 through October 2009. He has served as Chairman of the MISMO Core Structures Work Group. He has participated on Architecture Committee, REFSMO -Security Workgroup, SISAC Advisory Group, Loan Origination, Core Data, and Secondary Marketing.

Greg has coauthored two white papers for the American Bankers Association Journal on e-mortgage and e-commerce. He also co-authored a book chapter on the impact of standards on business with Mike Bixby. He has a BA in Physics an MS in computer science.

MISMO is at a critical place in it life. Version 3.0 has been release and has finished its IPR review. At the same time the management and secretariat environment has undergone a critical change over this past year. Governance will be addressing how to keep MISMO viable going forward. I am dedicated to the idea and vision of MISMO. I will work with governance and other interested parties to seek a solution for the long term life of MISMO.

Harry Gardner – Signia Docs
Harry Gardner is the Chief Strategy Officer for SigniaDocs, a national eMortgage solutions company, and is a frequent speaker and writer on eMortgages, mortgage technology, industry standards and enterprise data management issues. Mr. Gardner was previously the Vice President of Industry Technology for the Mortgage Bankers Association. He facilitated the operation of the eMortgage Workgroup since joining MBA in June 2001, and was the President of MISMO, Inc. from 2007 to 2009.

Mr. Gardner also managed the efforts of MBA’s various technology committees and task forces, and oversaw technology content for MBA conferences and educational classes. Gardner was named one of Mortgage Banking magazine’s 2009 eMortgage All-Stars, and has worked with many related industry groups to develop technical specifications and industry guidance for eMortgage adoption.

Mr. Gardner has developed hardware and software technology solutions for more than 28 years, including electronic systems for the aerospace, broadcast and audio industries. Mr. Gardner has management and technical experience in electronics design, software development, e-commerce, government contract management and systems integration, and network systems support. Prior to MBA, Mr. Gardner was Director of Custom Integration with Ultraprise, a mortgage technology startup. He has been a local area network and document imaging system administrator, and has managed software, database and Web development teams for a variety of e-commerce initiatives. Mr. Gardner holds a bachelor's degree in electrical engineering from the University of Virginia.

Mr. Gardner looks forward to contributing his depth of experience with MBA and MISMO in support of the Governance Committee and MERS, and to help develop a strategy to ensure the long-term viability and success of MISMO moving forward.

Sandra Martz-Griebe – Del Mar DataTrac
Del Mar DataTrac is a technology solution provider that enables small and medium-sized mortgage lenders to:

• Deliver extraordinary customer service
• Increase production and profitability
• Reduce risk
• Streamline overall efficiency

 

At DMD our current emphasis is on expanding and standardizing our data exchange with business partners, government entities and other third party systems leveraging the MISMO standards wherever possible. In my role of Product Line Manager, I am focused on next generation products and am actively working with the MISMO 2.3, 2.4, 2.6 and V3.0 standards.

While at VMP (WKFS), I had the opportunity to work with the early MISMO LDD and DTD’s and have watched the data, the structures and the standards evolve. I appreciate the expanded data set, improved structure and capabilities that Version 3.0 represents.

Having experience in banking and mortgage lending, I understand the importance of data quality, integrity and security; I also understand the significant efficiencies that the development, continued advancement and adoption of standards can bring to our industry.

Chetan Patel – ISGN
Executive vice president KPO Services and Co-Founder of software products division With over 20 years in the mortgage industry with the nation’s largest mortgage lenders. His career history also includes work with QVC and Health Partners (a nonprofit health care provider), where he was granted the president’s “Distinguished’ award for providing key solutions. Mortgage Banking magazine’s 2008 IT-All Stars, and is a frequent speaker at mortgage industry conferences. He is a member of the American Institute for Certified Public Accountants, the Mortgage Bankers Association, the National Association of Mortgage Brokers, and the Association for Management Information. He earned a Bachelor of Administration degree in Accounting and Computer Science from Temple University. Chetan would provide executive directions for the entire project.

COMMERCIAL CANDIDATES:

Primary Market Participant (1 seat, 1 candidate)

Bob Wright, CMB – Midland Loan Services (Incumbent)
Mr. Wright has served on the Commercial MISMO Governance Committee as the Primary Market Participant from 2007 – 2009. Since 2006, he has been Chairman of the MISMO Servicing Workgroup. Under his leadership, this group created and published the Servicing Transfer 1.0 data standard which serves as the basis for the current Commercial Data Reference model and was the first transaction completed by Commercial MISMO. Midland was an initial member of Commercial MISMO and has been a longstanding supporter of technology initiatives within the MBA. completed by Commercial MISMO. He earned the MBA's Commercial CMB designation in 2007.

Mr. Wright, has been with Midland Loan Services for fourteen years and informally serves as the liaison between Midland's technology and servicing divisions. As Vice President, his formal responsibilities within the servicing division include oversight of the Credit Administration, CMBS Surveillance, Servicing Transfers, ARM/Accrual and Transaction Processing departments. Previous responsibilities include external client account management, systems analysis and process improvements, loan asset management, corporate marketing, and loan research and modification activities.

Mr. Wright is a graduate of the University of Missouri with a dual major in Finance and Real Estate (with Honors) and earned his MBA in Finance from the University of Kansas. He earned the MBA's Commercial CMB designation in 2007.

Third Party Service Provider (1 seat, 1 candidate)

Jack Huntress – Environmental Data Resources (Incumbent)
Johnston (Jack) Huntress has been involved in MISMO since 2003 and has chaired the MISMO Commercial Environmental and PCA Workgroup since 2006. In 2007, he was presented with the MISMO staff appreciation award for his efforts to develop and promote MISMO standards. He is presently employed as Vice President of Strategic Innovation at Environmental Data Resources in Woburn, MA. Previously, Mr. Huntress co-founded the PARCEL Platform for streamlined due diligence reporting. The company and platform was acquired by EDR in April 2007.

Mr. Huntress has BS and MS degrees from Boston College in Geology and Geophysics and has worked in both the petroleum and environmental consulting fields.